ETHICAL COMPLIANCE REPORT

DHANI SERVICES

Sector:

Financial Services

Industry:

Credit Services

Overall Compliance

questionable

PRIMARY BUSINESS FILTER
Healthcare and Transaction Finance Services Through Its 'dhani' App.
questionable
REVENUE RATIO FILTER
60.6%
View Calculations
DEBT RATIO FILTER
11.4%
View Calculations
LIQUIDITY RATIO FILTER
14.2%
View Calculations

Revenue Ratio

The sum of revenue from questionable and non-compliant sources should not exceed 3% of the total revenue. This ensures that the company has tolerable reliance on unethical sources of revenue.

60.6%

Non Compliant

Questionable

Compliant

CALCULATION

\textbf{Revenue Ratio:} \\[12pt] \dfrac{2904646000.00}{4793360000.00} \times 100 = 60.60\%

FORMULA

\textbf{Revenue Ratio:} \\[12pt] \dfrac{\text{Unethical Segments}}{\text{Total Revenue}} \times 100 \; \leq \; 3\%

Segment	Compliance	Value
Sale of products	questionable	₹4.67
Net gain on derecognition of financial assets	compliant	₹0.06
Fees and commission income	compliant	₹170.99
Other Income	questionable	₹56.49
Interest Income	non-compliant	₹229.30
Net gain on fair value changes	compliant	₹17.82

Debt Ratio

The interest bearing debt should not exceed 31% of the total assets. This is to ensure that the company is not paying a significant portion of its assets as interest.

11.4%

CALCULATION

\textbf{Debt Ratio:} \\[12pt] \dfrac{5161884000.00}{45231244000.00} \times 100 = 11.40\%

FORMULA

\textbf{Debt Ratio:} \\[12pt] \dfrac{\text{Interest Bearing Debt}}{\text{Total Assets}} \times 100 \; \leq \; 30\%

Liquidity Ratio

The total liquid assets should not exceed 90% of the total assets. This is to ensure that trading this stock does not become similar to trading a currency.

14.2%

CALCULATION

\textbf{Liquidity Ratio:} \\[12pt] \dfrac{6432933000.00}{45231244000.00} \times 100 = 14.20\%

FORMULA

\textbf{Liquidity Ratio:} \\[12pt] \dfrac{\text{Total Liquid Assets}}{\text{Total Assets}} \times 100 \; \leq \; 90\%