ETHICAL COMPLIANCE REPORT

MOTILAL OSWAL FIN

Sector:

Financial Services

Industry:

Capital Markets

Overall Compliance

questionable

PRIMARY BUSINESS FILTER
Financial Services
questionable
REVENUE RATIO FILTER
57.6%
View Calculations
DEBT RATIO FILTER
43.2%
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LIQUIDITY RATIO FILTER
37.9%
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Revenue Ratio

The sum of revenue from questionable and non-compliant sources should not exceed 3% of the total revenue. This ensures that the company has tolerable reliance on unethical sources of revenue.

57.6%

Non Compliant

Questionable

Compliant

CALCULATION

\textbf{Revenue Ratio:} \\[12pt] \dfrac{41092900000.00}{41971200000.00} \times 100 = 57.60\%

FORMULA

\textbf{Revenue Ratio:} \\[12pt] \dfrac{\text{Unethical Segments}}{\text{Total Revenue}} \times 100 \; \leq \; 3\%

Segment	Compliance	Value
Rental Income	compliant	₹0.26
Other Operating Income	compliant	₹67.57
Other Income	compliant	₹20.00
Net Gain on Fair Value Changes	questionable	₹138.76
Dividend Income	questionable	₹8.82
Interest Income	non-compliant	₹1,228.29
Fees and Commission Income	questionable	₹2,733.42

Debt Ratio

The interest bearing debt should not exceed 31% of the total assets. This is to ensure that the company is not paying a significant portion of its assets as interest.

43.2%

CALCULATION

\textbf{Debt Ratio:} \\[12pt] \dfrac{137456100000.00}{318292100000.00} \times 100 = 43.20\%

FORMULA

\textbf{Debt Ratio:} \\[12pt] \dfrac{\text{Interest Bearing Debt}}{\text{Total Assets}} \times 100 \; \leq \; 30\%

Liquidity Ratio

The total liquid assets should not exceed 90% of the total assets. This is to ensure that trading this stock does not become similar to trading a currency.

37.9%

CALCULATION

\textbf{Liquidity Ratio:} \\[12pt] \dfrac{120713100000.00}{318292100000.00} \times 100 = 37.90\%

FORMULA

\textbf{Liquidity Ratio:} \\[12pt] \dfrac{\text{Total Liquid Assets}}{\text{Total Assets}} \times 100 \; \leq \; 90\%