Ethical Compliance
PNB HOUSING FIN.
Sector:
Financial Services
Industry:
Mortgage Finance
Market Cap Class:
large
Revenue
92.5%
Debt
0%
Liquidity
3.6%
Revenue
Debt
Liquidity
92.5%
Non Compliant
Questionable
Compliant
Compliant
INR Crores
Questionable
INR Crores
| Net Gain on Fair Value Changes | ₹34.10 |
| Other Income | ₹2.33 |
Non Compliant
INR Crores
| Interest Income | ₹6,199.07 |
| Fees and Commission Income | ₹283.26 |
| Income on Derecognised (assigned) Loans | ₹10.90 |
INR Crores
| Revenue from Questionable Sources: | ₹36.43 |
| Revenue from Non Compliant Sources: | ₹6,493.23 |
| Total: | ₹6,529.66 |
| Total Revenue: | ₹7,057.09 |
Formula
Revenue from Questionable & Non Compliant Sources
Total Revenue
≤ 0.03 or 3%
Calculation
₹6,529.66
₹7,057.09
= 92.5%
non-compliant
Rationale
The sum of revenue from questionable and non-compliant sources should not exceed 3% of the total revenue. This ensures that the company has tolerable reliance on unethical sources of revenue.
