Ethical Compliance

ESAF SMALL FINANCE BANK L

Revenue

100%

Debt

12.4%

Liquidity

5.5%

Revenue

Debt

Liquidity

100%

Non Compliant
Questionable
Compliant

Compliant

INR Crores

Questionable

INR Crores

  Other Income
₹441.83

Non Compliant

INR Crores

  Interest income
₹3,818.43

INR Crores

Revenue from Questionable Sources:₹441.83
Revenue from Non Compliant Sources:₹3,818.43
Total:₹4,260.25
Total Revenue:₹4,260.25

Formula

Revenue from Questionable & Non Compliant Sources

Total Revenue

≤ 0.03 or 3%

Calculation

₹4,260.25

₹4,260.25

= 100%

non-compliant

Rationale

The sum of revenue from questionable and non-compliant sources should not exceed 3% of the total revenue. This ensures that the company has tolerable reliance on unethical sources of revenue.